LDM's TOP 11 TIPS to SAVE SMART while still HAVING FUN!
(many more will be in my upcoming book)
1-Make your own coffee...even if you buy the "good beans" and brew yourself, you'll save upwards of 1000.00
2-Take the subway- not only do you get exercise which may keep you out if the 100+ a month gym habit, it's a fraction of the cost of cabs and usually takes the same amount of time- remove 10% of the savings for shoe maintenance!
3-Girls- Have a girls night out party...paint eachothers nails, use fun face masks and go back to basics with $5 buck chuck wines and pizza...still less than a mani- pedi- and alot more fun!
4-Take a massage class with your significant other...and test eachothers skills out-at least once a week- this could save you well over 2-3k a year- per person!
5-Cook your own food- not only do you know what's in your food, it's exactly what you wanted- and leftovers are great for lunch!
6-Buddy up with someone who has a car and go to COSTCO.
7-Take the free ferry to Ikea in Red Hook and hit up Fairway!
8-Go to happy hours for the free snacks and discounted frosties!
9-Visit friends and swap- clothes, bags, accessories, dvd's...this is especially great for those of you who wear things only once!
10-Have a loan? Call them and see if they will modify the rate to reduce your monthly payments *call us for more info.
11-Like Mom says...do your own laundry!
NEED MORE IDEAS? I have tons of resources that will make you look and feel like a million- without spending a fraction!
Have fun!
Laura Denise Milkowski, Christina Prostano, Michael Beam
The LDM Team www.theldmteam.com
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